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I totally understand bro. Please 3 yrs is not "just". She definitely has her reasons too.
I advice you sit yourself down, have a reasonable and realistic plan and timeline. Communicate this plan to her, persuade her to buy into it. Then you should both prayerfully agree and commit to it.
Also dont try to carry all the burden alone, if you talk to her, she might be willing and very able to help.
Just understand her reasons, communicate, be realistic with your plan.