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I have been there. Find out why he has not aid and also be true to yourself.Do u have peace and is your heart accepting this act.I have been there.He just keeps collecting and at a point calls it borrowing and yet you can clearly see he canot pay since he does nothing that brings money or has not even paid the last one.You dod nt want to be the bread winner in your home. Sit him down and talk to him.If no change,then do whats is in your heart.Also you should check if he does same with others.u should not marry a man without intergrity