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Eeeh my brother, this is quite funny, but I cant laugh cos it wont be fair.
Please tell her nowwwww, because her money is involved and the wedding is at stake.
What you should both do is not to panic, rather pray together that God will unlock and unfreeze those funds. Take the prayers seriously, and have faith.
I hope you have learnt a good lesson on investment and God's leading as you go into this marriage.